Chile's Top Startups to Watch for 2026 according to Cuantico VP

Mexico City, November 14, 2025. In recent years, Chile has solidified its place as a key center for innovation in Latin America, driving startups that not only redefine sectors but also attract the attention of major international investors.

In 2024, the Chilean venture capital ecosystem showed signs of maturity: according to LAVCA, the country recorded USD $205 million in investments, positioning itself as the sixth largest Latin American market in terms of capital raised.

This progress is the result of public-private leadership, notably CORFO’s historic role and the strategic participation of international funds, fostering the emergence of companies focused on efficiency, resilience, and sectoral impact. Chile exemplifies the region’s “camel” trend, privileging sustainability and responsible growth over rapid expansion.

Cuantico VP’s perspective on the country

The selection of Cuantico VP’s Top Startups to Watch is based on various criteria and factors that come together to highlight the most outstanding companies in the country. According to Jose Kont, executive director of the firm, “we seek companies with founding teams that have a proven track record, truly disruptive technological innovation, and traction metrics validated by the market. We especially value the potential for sectoral transformation and the ability to attract institutional capital — backed by rounds led by regional funds, strategic angels and accelerators — as well as the potential to create multiplier effects in the regional ecosystem.”

As part of ETM / Impactaland, Cuantico VP will present details on the process behind this ranking and the companies recognized. More event information at: Chile's Top Startups To Watch For 2026

SaaS / Artificial Intelligence

This segment brings together startups offering software-as-a-service (SaaS) solutions and artificial intelligence (AI) platforms to automate and optimize business processes. These companies use advanced technology to transform key areas such as sales, people management, payment collection, and restaurant administration, enabling greater efficiency, better decision-making, and scalability.

diio – Conversational Intelligence for Sales

What is it? diio is a native artificial intelligence platform for consultative sales teams. It acts as an AI-powered sales assistant, listening to meetings, calls, and messages to deliver real-time feedback, automate tasks such as CRM updates, and suggest concrete actions to close more deals.

Key achievement: In just one year since its launch, diio achieved 25% monthly growth and was selected by Amazon AWS in 2024 for its incubator among more than 4,700 startups. The startup serves over 200 companies in Latin America, including Buk, Xepelin, Fintoc, Vambe, and Betterfly.

Funding: USD $3.25 million total. Pre-seed round of USD $750,000 in 2024 (Fen Ventures), followed by a seed round of USD $2.5 million in May 2025 led by Base10 Partners.

Rankmi – Human Capital Management Platform

What is it? Rankmi is an all-in-one AI-First platform that applies artificial intelligence to every human resources process, automating all people management processes in a single location. From payroll, talent, and benefits to communication, freeing teams from repetitive tasks and connecting all data in one place.

Key achievement: Rankmi merged with Osmos (Mexican HCM and payroll provider) in 2023, strengthening as a leader in the Modern HR Tech segment in Mexico. In 2025, Rankmi celebrated its 10th anniversary by closing a USD $11 million Series A extension and consolidating an AI-First model.

Funding: Approximately USD $59 million in total. Series A of USD $48 million led by SoftBank Latin America Fund (2023), which included the merger with Osmos, followed by a USD $11 million Series A extension led by Kayyak Ventures (October 2025).

AgendaPro – Appointment Management Software

What is it? AgendaPro allows business owners to charge clients online and easily schedule appointments. It’s an all-in-one platform for appointment-based service businesses, simplifying daily operations with features like online booking, automated reminders, marketing campaigns, integrated payments, management reports, and tools tailored to local regulations such as electronic invoicing.

Key achievement: AgendaPro has over 20,000 active merchants in the region and annual billing of USD $10 million. The startup launched "Julia," a virtual AI-powered receptionist that responds to customer inquiries in real time, manages schedules outside business hours, and provides uninterrupted service.

• Funding: USD $35 million in Series B (August 2025).
• Investors: Riverwood Capital (lead), Kayyak Ventures, among others.

Toteat – Restaurant Management Software

What is it? Toteat is an all-in-one SaaS software that provides real-time POS management, report generation, inventory management, and process handling for restaurants. It enables digitalization of orders, inventories, payments, and multi-location administration in a single system, processing over 100 million restaurant orders annually.

Key achievement: Toteat serves more than 4,500 clients and 250,000 active users throughout Latin America. The company is strongly committed to expanding its product by incorporating AI into its internal processes and software to develop solutions that optimize gastronomy management.

• Funding: USD $7.4 million in the latest round (September 2025). Previously raised USD $3.5 million.
• Investors: Taram and Morro Ventures (leads of the latest round).

Magnar AI – Artificial Intelligence Legal Assistant

What is it? Magnar is a legaltech platform that enhances lawyers’ work through AI. The system is trained with millions of regulatory and legal documents (legislation, Supreme Court rulings, SII, CMF, Comptroller, and Constitutional Court) to deliver highly reliable answers, offering tools for case summarization, legal research, drafting lawsuits, and an AI assistant chatbot.

Key achievement: Despite being founded just five months ago, Magnar AI achieved 100% month-over-month growth and has over 5,000 registered lawyers, including 100 individual clients and 30 corporate accounts. The startup is projected to surpass USD $1 million in annual recurring revenue during Q1 2026.

• Funding: USD $300,000 in pre-seed round (October 2025).
• Investors: Buenaonda (investment vehicle of Cornershop co-founders), Platanus Ventures, Punto Cero Ventures, and prominent angels in the region.

Fintech

This vertical includes companies developing technology platforms to optimize financial services and democratize access to credit and banking products. These startups leverage digital technologies and data analytics to make financing and payment processes faster, more accessible, and secure for both businesses and consumers.

Toku – Payment Collection Platform

What is it? Toku is a SaaS platform for accounts receivable that redefines payment collection in Latin America through PRM (Payment Relationship Management). It helps companies automate revenue and deliver frictionless payment experiences, integrating with ERP systems, banks, and payment rails to automate collections and manage payment processes.

Key achievement: With this round, Toku and its CEO Cristina Etcheberry achieved the largest Series A raised by a female founder in Latin America. In 2024, Toku doubled its revenue, tripled its total payment volume, and recorded a net dollar retention rate of 160%.

Funding: USD $55 million in total. Initial Series A of USD $9.3 million (April 2024) and Series A extension of USD $48 million (April 2025).

Investors: Oak HC/FT (lead), Gradient Ventures (Google), F-Prime Capital, Clocktower, Y Combinator, Honey Island.

Creditú – Housing Finance Fintech

What is it? Creditú is a fintech platform providing access to housing finance, specializing in down payment and mortgage loans. It allows families without sufficient savings to accelerate the purchase of their first home by up to 11 years, using AI applied to credit analysis that enables approval of requests up to four times faster than traditional banks.

Key achievement: Since its founding in 2017, Creditú has originated over USD $800 million in loans, facilitating homeownership for more than 12,000 families in Chile, Brazil, and Peru. In 2024, 55% of its clients were female heads of household, 14% immigrant families, and nearly 90% of clients in Chile came from low-income backgrounds.

• Funding: USD $6 million in Series A (October 2025).
• Investors: ALIVE Ventures (lead), L4 Venture Builder (co-lead).

Healthtech & Biotech

This vertical integrates startups innovating in biotechnology and health, developing disruptive technologies that impact agriculture, aquaculture, nutrition, and wellness. Their solutions aim to transform traditional processes through sustainable and efficient methods, such as lab-grown ingredients, fish treatment, medical service digitalization, and health reimbursements.

Luyef – Cellular Agriculture Biotechnology

What is it? Luyef is a deep biotech startup pioneering precision fermentation and cell-based technology solutions. It develops technologies to scale cultivated meat production to industrial levels, using precision fermentation to produce animal proteins. Its ingredient TAMEE (bovine myoglobin) is designed to improve the flavor and color of plant-based and cultivated meat products.

Key achievement: Luyef was named one of Hello Tomorrow’s Deep Tech Pioneers. The startup seeks to replace costly animal-derived components to boost scalability while reducing costs and enhancing sustainability.

Funding: USD $1.25 million in grants (2024). Approximately USD $1 million from CORFO and USD $250,000 from the Good Food Institute (GFI).

Investors: CORFO (Chile’s Economic Development Agency), Good Food Institute, Sustainable Food Ventures, Big Idea Ventures, The Ganesha Lab.

Aquit – Biotechnology for Sustainable Aquaculture

What is it? Aquit develops preventive treatments for fish infections that replace antibiotics, improve survival rates, and boost natural immunity. The startup focuses on scaling production and developing a bioinformatics and AI platform for new aquaculture products.

Key achievement: In initial trials with salmon, Aquit achieved an 85% survival rate against Tenacibaculum (an emerging threat in Chile) and 50% against SRS (salmon rickettsial septicemia), one of the most difficult intracellular bacteria to combat. The startup won the sustainability award at the Global Aquaculture Challenge 2021.

• Funding: USD $832,000 in pre-seed round (March 2025).
• Investors: Hatch Blue (lead), GRIDX, Ocean Impact Organisation, CORFO, strategic angel investors.

Gokei – Health Reimbursement Platform

What is it? Gokei is a healthtech company reimagining healthcare in Latin America by simplifying the medical reimbursement system. It has developed a digital platform that enables patients to manage health expenses easily, attach photos of receipts, and submit them to Isapre and/or supplemental insurance instantly, managing all documents in one place.

Key achievement: Gokei has reimbursed more than USD $2.5 million in health expenses for thousands of patients in Chile. The startup plans to launch a “get treated now, pay later” model in partnership with Examedi, allowing patients to access immediate medical care and pay in installments.

• Funding: USD $200,000 in seed round (September 2025).
• Investors: Buenaonda and strategic angels.

Retail & Ecommerce

This sector brings together startups reinventing retail sales and digital commerce through innovative technology use. These companies enhance access to and management of physical products through digital platforms, artificial intelligence, automation, and logistics, creating more convenient, faster, and sustainable shopping experiences for consumers.

Reite – Smart Autonomous Stores

What is it? Reite transforms refrigerators, cabinets, and commercial establishments into smart and autonomous points of sale through cameras and AI. Customers scan a QR code, open the store, take products, and the system automatically identifies and charges for the items, reducing shopping times from minutes to seconds.

Key achievement: Reite was selected for the third generation of the Discovery-A Program and has more than 120 mini stores deployed in Chile across 7 regions, in mines, offices, gyms, clinics, condominiums, and universities. The startup won the BUILD and IGNITE programs by Start-Up Chile and is now part of the GROWTH cohort.

• Funding: USD $700,000 in seed round (July 2025) via Discovery-A program.
• Investors: UC Anacleto Angelini Innovation Center, Invexor Venture Partners, Start-Up Chile.

Vestua – Second-Hand Fashion Marketplace

What is it? Vestua is a second-hand fashion marketplace offering clothing designs and patterns for men and women. It’s an e-commerce platform for resale lovers that transforms how Latin American customers give pre-owned items a second life through its robust logistics and tech platform, leveraging AI and automating product descriptions, images, and prices.

Key achievement: Vestua marked H&M’s first investment in Latin America. The startup operates in Chile and Mexico and has developed technology that enables rapid scaling, working with several of the region’s largest retailers to boost their resale offering.

• Funding: USD $2.1 million in a round led by H&M
• Investors: H&M (lead), Manutara, among others.

Chile as a regional hub

According to Isra García, CEO of Startuplinks, “From our perspective, Chile reaffirms its role as a regional startup hub, with a robust pipeline evolving at the pace of global capital and deep innovation. The focus on SaaS, fintech, healthtech, and retail verticals, along with rigorous selection criteria like those of Cuantico VP, paves the way for new stories of success and transformative impact for the entire region.”